Self Managed- Home Care Package

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Do You Need a Self-Managed Home Care Package?

When it comes to government-funded Home Care Packages, individuals are presented with a transformative option: ‘self-managed home care.’ This empowering choice allows you to take the reins of your care, offering a level of autonomy and personalization that aligns with your unique needs and preferences.

How It Works

Here’s a breakdown of the self-management process:

Package Management Fee

nstead of relying entirely on a provider, you can self-manage your Home Care Package. In doing so, you pay a percentage (x%) of your package funds as a Package Management Fee to a provider. This fee covers administrative tasks, such as managing invoices and accounting matters.

Your Role in Coordination

The essence of self-management lies in you actively coordinating your care. It involves making informed decisions about how your allocated funds are best utilized to meet your needs and enhance your quality of life.

Self-managed home care Packages: Empowering Your Independence

The Australian Home Care Package (HCP) program is witnessing rapid growth within the aged care system, offering four distinct levels of support at home, each with varying funding levels. Smarter Living Choices understands that one size does not fit all when managing home care packages. While self-management can be empowering for some, it might only suit some.

How We Support You

  1. Expert Guidance: We understand the complexities of self-management. Our experienced team guides you through the transition process, ensuring a smooth shift to self-managed care.
  2. Tailored Assistance: Smarter Living Choices assists you in creating a comprehensive care plan that outlines your specific needs and goals, serving as a roadmap for allocating your budget.
  3. Provider Selection: We empower you to choose service providers that align with your preferences and requirements, offering the flexibility to make changes if needed.
  4. Ongoing Monitoring: Our commitment extends beyond the initial setup. We continuously monitor your care services and budget, making necessary adjustments to meet your evolving needs.

Getting Started with Self-Management

If you’ve decided that self-managing a home care package is the right choice for you, here’s a simple guide to get you started:

  1. Inform Your Provider: Let your current provider know about your decision. They will help you navigate the transition process.
  1. Set Up a Dedicated Bank Account: Create a separate bank account for your home care package funds, exclusively for managing your care expenses.
  1. Develop a Care Plan: Work with your provider to create a comprehensive care plan outlining your specific needs and goals.
  1. Budget Wisely: As a self-manager, prudent budgeting is crucial. Keep accurate records of transactions and receipts.
  1. Choose Your Providers: Research and select service providers that match your preferences, with the freedom to change providers if needed.
  1. Regular Monitoring: Continuously monitor your care services and budget, making adjustments as necessary to ensure your needs are met.
  2. Stay Informed: Stay updated on changes in the aged care system and regulations that may impact your self-management approach.


Self Managed (10% Plan management fee Level 1 to 4)

Level 1

$ 197.52 Per week

Plan Management Fee / Week

No Care Coordination

3.55 Hours

Estimated Support Per Week

Level 2

$ 347.38 Per week

Plan Management Fee / Week

No Care Coordination

6.25 Hours

Estimated Support Per Week

Level 3

$ 755.97 Per week

Plan Management Fee / Week

No Care Coordination

13.60 Hours

Estimated Support Per Week

Level 4

$ 1,146
Per week

Plan Management Fee / Week

No Care Coordination

20.62 Hours

Estimated Support Per Week

Estimated hours of support per week based on an average of $50 per hour charged for support work.

Challenges of Self-Managed Home Care Packages

While self-management offers empowerment, it comes with its challenges:

Administrative Responsibility: Managing budgets and record-keeping requires a significant administrative load.

Decision-Making: Decision-making about service providers and care arrangements can be overwhelming.

Support System: Only some have a strong support system for tasks like financial management.  

Learning Curve: For those unfamiliar with managing budgets and engaging with service providers, there will be a learning curve.

Time and Effort: Self-management can be time-consuming, requiring active monitoring and coordination of care.

Risk of Overspending: Without careful budgeting, there’s a risk of overspending, leading to a shortfall in funds for essential services.

Self-managing a home care package in Australia is an empowering choice for those seeking independence. However, it’s crucial to assess your readiness for administrative responsibilities. At Smarter Living Choices, we recognize the importance of making informed choices.

Experience Hassle-Free Care with Our Provider-Managed and Comprehensive Home Care Packages

At Smarter Living Choices, we understand that managing your care can be overwhelming. That’s why we offer tailored solutions for those seeking a hands-off approach. If the administrative aspects of your Home Care Package seem like a headache, our Provider-Managed arrangement is designed just for you. Additionally, for a truly stress-free experience, explore our Comprehensive Home Care Package.

Provider-Managed Arrangement:
A Stress-Free Solution

If you prefer a more hands-off approach or find the administrative aspects daunting, our Provider-Managed arrangement is ideal. Here’s what sets it apart:

Professional Care Coordination

Let us take care of the administrative details. Our team will manage your package efficiently, ensuring a seamless and stress-free experience.

Balanced Decision-Making

While we handle the administrative tasks, you still have a say in important decisions regarding your care. We value your input and strive to create a collaborative care environment.

Comprehensive Home Care Package – Key Differentiators

  1. Hands-Off Approach: Opt for a provider-managed arrangement if you prefer a more hands-off approach to your care journey.
  2. Comprehensive Home Care Package: For a truly seamless experience, explore our Comprehensive Home Care Package, where we take care of all the details.
  3. No Package Management Fee for Levels 1 and 2: Enjoy cost savings for Level 1 and 2 packages with no additional Package Management Fee.
  4. Flat 20% Care Management Fee: Experience transparency and simplicity with a flat rate for care management.

Your Comfort, Our Priority

At Smarter Living Choices, we prioritize your comfort and well-being. Whether you choose our Provider-Managed arrangement or the Comprehensive Home Care Package, rest assured that your care experience will be tailored to your preferences. Let us handle the details so that you can focus on what matters most to you.

Choose Smarter Living for a Stress-Free Care Journey

Embrace a stress-free care journey with Smarter Living Choices. Our Provider-Managed and Comprehensive Home Care Packages provide the flexibility and support you need. Your comfort is your choice because Smarter Living starts with your well-being in mind.
Remember, you don’t have to make this decision alone. Seek guidance from aged care professionals, advocacy groups, and your service provider. Whichever path you choose, Smarter Living Choices is here to enhance your quality of life and help you live well in your home for as long as possible.

Welcome to Smarter Living Choices – Your Partner in Exceptional Community Care!

At Smarter Living Choices, we have been committed to providing unique and professional community nursing, NDIS, and home care services since 1998. Our journey has evolved, and in 2019, we proudly rebranded to better align with the expanding needs of our community. Today, our unwavering commitment to personalized care remains unchanged, ensuring our clients enjoy independence within their communities.
Your Journey to Smarter Living Starts Here!

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